If you or your employees are driving private automobiles on business and relying on your personal auto policies, ensure you and they have adequate legal responsibility protection to guard your corporation in the occasion of a severe auto accident. Your insurance agent will ask intimately how you employ vehicles in your corporation; who might be driving them; whether or not you own, rent or lease; and whether or not you and your workers are more likely to be driving their very own cars for your business. The solutions to those questions will indicate the types of coverage you need. Each vehicle you use in your business can be individually “scheduled,” or listed in your coverage along with corresponding coverages. In other phrases, you possibly can choose different coverages, on your various vehicles, depending on the vehicle’s characteristics and the protection you want for it.
25 Ways to Jump-Start the Auto Business
Section II offers commercial auto liability insurance, which covers third-party claims ensuing from accidents caused by autos utilized in your small business. Such claims can be very costly.
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